Professional Details

Joseph Rosenberg

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9821 La Duke Drive
Kensington, MD 20895
Fax: 301-495-9821


Description of Practice

I am a Certified Divorce Financial Analyst (CDFA), a Chartered Financial Analyst (CFA), a Forensic Economist, and a circuit-court approved Mediator in Maryland. I offer my mediation services in the areas of divorce, commercial/business, employment/labor, personal injury, and community issues. What’s missing in many mediations, especially but not exclusively in divorce, is financial expertise. A CDFA can help divorcing clients determine the short-term and long-term financial impact of any proposed settlement, including issues such as tax consequences, dividing pensions, continued medical coverage, stock options, and much more. As a Financial Neutral Mediator with CDFA and CFA expertise, I offer clients a cost-effective means to obtain creative, custom tailored, mutually-beneficial settlement agreements. I have over 30 years of experience in finance and economics, including in capital markets and the mortgage industry. As a Forensic Economist in cases such as personal injury, I value the loss of earning capacity, which also may apply divorce cases where one spouse sacrificed career possibilities for the marriage. My volunteer activities also demonstrate my expertise. As the former president of my citizen’s association, I helped resolve contentious covenants issues, and led 8 other civic, citizens, and homeowners associations, working with government to achieve a “Quiet Zone” to abate the noise impact of train horns without sacrificing safety. Finally I am Investment Committee Chair for a local non-profit agency, helping to manage its Endowment and Pension Funds.

Professional Background

I acknowledge being relatively new to the field of ADR. However, I have worked as a Financial Analyst and Economist for over 30 years, including 20 years at Fannie Mae, where I honed my expertise in capital markets and the mortgage industry, both of which have strong applicability to mediation and collaborative dispute resolution. After taking early retirement from Fannie Mae in 2008, I began providing financial planning and investment advisory services for individuals. Soon afterwards, I also began providing litigation support to attorneys in valuing the loss of earning capacity in cases of personal injury, wrongful death, and wrongful termination, where my expertise has been recognized by being invited to participate on expert panels at professional conferences, and being twice published in the peer-reviewed Journal of Forensic Economics. More recently I became interested in the field of ADR, for which I became trained in collaborative dispute resolution and mediation. I became a court-approved mediator, and successfully mediated my first cases in 2013. Recognizing the need for and value of neutral financial expertise in resolving disputes outside of litigation, I earned the designation of Certified Divorce Financial Analyst (CDFA), which accompanies my broader expertise designation as a Chartered Financial Analyst (CFA).


I have successfully mediated commercial and employment law cases for Howard County Circuit Court and Montgomery County Office of Human Rights. For divorce cases, I have served as a Financial Neutral on several collaborative dispute resolution teams, as well as being mediator.


Master of Business Administration – Finance, Accounting, Statistics, University of Chicago, Chicago, IL, 1985

Master of Arts – Economics, Virginia Polytechnic Institute (Virginia Tech), Blacksburg, VA, 1980

Master of Public Administration, University of Massachusetts, Amherst, MA, 1974

Bachelor of Arts – Political Science, Northeastern University, Boston, MA, 1972


Dates    Trainer(s)    Title   
May 31, 2013    Bar Assn of Frederick County    • Re-Certification Seminar for Civil Mediation, 4 hrs
May 9-11, 2013    Bar Assn of Montgomery County    • Collaborative Law Training, Civil and Commercial Applications, 21 hrs
March 15-19, 2012    Mediation Matters, Carl Schnieder & Ellen Coen    Divorce Mediation Training Workshop, 40 hrs
Nov. 11-13, 2010    Collaborative Practice Training Institute    Collaborative Divorce Team Training, 21hrs
June 6, 2014    Olivia Mellan    Divorce and Financial issues Training for Collaborative Professionals: Finding Money Harmony in Divorce; 6 hours
April 9, 2015    Forrest (Woody) Mosten    47 THings Mediator and Collaboartive Professionals Should Know
May 12, 2015    David Batson    Dealing with Difficult People


Believing in the facilitative method of mediation, I emphasize listening to the parties, working together to identify goals and ives, establish agreement on the facts, prioritizing each one’s interests, and finally trying to identify compromise solutions that benefit everyone.


I charge an hourly fee rate, with a free initial consultation.

Areas of Practice

  • Business (5 mediated)
  • Civil (general) (4 mediated)
  • Community
  • Divorce (all issues) (11 mediated)
  • Labor - Management
  • Landlord - Tenant
  • Medical Malpractice
  • Personal Injury
  • Probate (4 mediated)
  • Workplace (1 mediated)

Professional Services

  • Mediator
  • Collaborative Professional
  • Mediator-Arbitrator
  • Mediation Consultant
  • Certified Divorce Financial Analyst

References available upon request.

This dispute resolution professional keeps professional liability insurance.